VPay is the total B2B payment solution.

Two arms shaking hands


who we are

VPay’s total payment solution paves the way for fast, complete claims payments. Today we make billions in payments to more than 900,000 medical providers, auto body repair shops, policyholders, claimants, and members—on behalf of health plans, dental plans, third-party administrators, workers’ compensation and auto insurers.

By reducing checks with fast and secure electronic payments, VPay simplifies the reconciliation process while also eliminating processing and management costs. Our patented, pioneering virtual card technology and 50+ years of combined team financial expertise have made us an industry leader in helping companies realize unexpected and unprecedented returns.

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a brief history

Introduced virtual claims payment cards for Auto Industry, helping eliminate fraud and improve payer reconciliation
Applied for Medical Benefits Payment System Patent
Introduced virtual cards for claim payments to Healthcare Providers

VPay trademark issued

First Healthcare virtual card payment made

Built issuing card processor platform, authorizing all virtual cards issued by VPay through the Mastercard network

Established in-house check and ACH processing, treasury management platform and Provider Relations Call Center

VCard® trademark issued

Granted patent for (Pat. No. US 7,792.686) Medical Benefits Payment System (Reissued as Pat. No. US 43,904)


VPaid® trademark issued

First Workers Comp virtual card payment made

First Consumer Directed Health virtual card payment made
Granted a broadening of the Medical Benefits Payment System patent (Pat. No. US RE44,748)
Jury awards VPay judgment against a competitor for infringement of Patents
Over $10 billion in payments processed for clients in multiple insurance segments
VPay receives NACHA certification


Certifications are one of the critical benchmark measures that provide a level of confidence regarding specific functions. VPay has been recognized for our security accomplishments by the following accreditation and validation organizations.

selected partners and customers

Herring Bank logoInsurCard logoMasterCard logoMetabank logo