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How is remittance data delivered?

Remittance data is sent with the Virtual Card or check in a format defined by the Payer. For ACH payments, the remittance advice can be faxed or delivered as an 835 file.

How does a Payee cash a Virtual Card?

A Payee processes a Virtual Card just like any other card-not-present transaction: enter the 16-digit card number, enter the security code, enter the expiration date and enter the amount.